COLUMN: Enjoying December without letting your wallet melt away

December is here, and Owen County is officially wrapped in twinkly lights, hot-cocoa vibes and all the festive energy that makes this month so special.

As your Purdue Extension-Owen County Health & Human Sciences Educator, I'm here to share helpful tips and ideas all year long—especially when it comes to food, finances, health and family. And let's be honest… December is a month when we can all use a little extra support in those areas!

Of course, with all the excitement comes something else too: the temptation to splurge. Between gift shopping, special meals, holiday outings and those "just one more little thing" moments, it's easy for spending to snowball faster than a holiday to-do list on Dec. 23.

But here's the bright side—with a little planning and a sprinkle of creativity, you can enjoy everything this season offers without letting holiday spending pile up like snowdrifts.

1. Make a Holiday Spending Plan (Before the Sleigh Takes Off)

Before you start shopping, take a few minutes to write down: Who you need gifts for, special events or meals, travel or fuel costs, and "Extras" you know you love (shopping during Christmas at the Square… anyone?). Setting limits ahead of time helps you avoid those last-minute splurges.

2. Make Memories, Not Purchases

Kids and adults remember experiences far longer than store-bought items. Try: A backyard "winter wander" to look for animal tracks, a family game night with hot chocolate, driving around the community to look at holiday lights, or a cozy movie night with popcorn. Kids often remember the laughter—not the price tag.

3. Shop Smart, Shop Local

Supporting Owen County businesses is a gift in itself. Local shops often have unique items at affordable prices, plus shorter lines and friendlier faces. Set a "local shopping day" and stick to your list—you'll support the community and avoid overspending at big stores.

4. Give Gifts That Don't Come from a Store

Some of the most heartfelt gifts cost little to nothing: A jar of your favorite homemade cocoa mix, a family recipe passed down on a handwritten card, a "winter chore coupon book" for grandparents, or a framed photo or drawing. These gifts carry meaning, not price.

5. Plan Potluck-Style Gatherings

Food costs rise quickly in December. Instead of cooking everything yourself, invite family and friends to bring a dish. Not only does it cut down on spending—it also brings a wonderful variety of flavors that reflect our community.

6. Focus on Experiences Over Expenses

Set a family goal to choose one meaningful experience this month: A puzzle night, sledding at McCormick's Creek (weather permitting!), a holiday movie marathon, or story time with grandparents. When we shift focus to connection, the urge to splurge naturally fades.

December brings sparkle to Owen County—glowing lights, warm gatherings and memories waiting to be made. And the best part? You don't need to overspend to enjoy it all. With smart choices and a creative touch, your holidays can stay bright without breaking the bank.

Want to learn more about more exciting programs? Call the Purdue Extension–Owen County office at 812-829-5020. Looking to bring a program to your group? From food and health to family and finance, I've got you covered! Shoot me an email at lowder0@purdue.edu and let's make it happen.

And don't forget — you can always spot my upcoming programs in the Community Calendar section of this newspaper, on our Facebook page or our website extension.purdue.edu/county/owen/hhshome.html.